What is an Independent Agent?

When you decide to buy a car, you wouldn’t purchase the
first one you see. What if one day the automobile industry decided to
make only one type of car, one make and one model. You wouldn’t have a

The same situation holds true for insurance. You need
insurance to drive a car, to purchase a house, to protect your family’s
financial future and to run a small business. But if there was only one
insurance company that offered only one type of insurance, home
insurance or businessowner policy–you wouldn’t have a choice. The only
solution would be going to that one company.

With an independent insurance agent, you have choices.
Independent agents are not tied to any one insurance company. One of the
advantages of using an independent agent is that he or she works to
satisfy your needs. You are using an expert for an important financial

An independent agent has several companies
that he or she can approach to get you the best coverage at the best
price. And your independent agent will know the companies with the most
efficient claims departments to recover your losses as quickly as

When you buy insurance, whether it’s for your home, your
car or your business, you want an advocate who will properly assess the
risks you face and give you an objective analysis of the marketplace.
It’s up to you to make the final choice.